When to Speak to a Mortgage Professional About Pre-Qualifying

	Are you looking for a new mortgage loan? We will be glad to assist you! Call us at 866-300-1550. Ready to get started? Apply Here.

It can be helpful to see a mortgage loan pro first, even before you've decided what sort of house to search for. What for? Perhaps it is hard to fathom the ways in which we can help even before you start to calculate your offer.

Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. We will accomplish this by considering your debts and income, your employment and residence situations, your funds available for a down payment, required reserves, and some other things. It's quick and basic; We take pride in keeping the paperwork to a minimum.

After you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Once you locate the house that catches your eye, and you want to put together an offer, being pre-qualified for a loan will do several things. The first is that you'll know what you can afford when determining your offer. Even more important to the seller of the house, your pre-qualification status gives them confidence - as if you'd entered their house with a suitcase of cash to back up the offer! They will not need to wonder if that they have been wasting their time if you don't be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the clout of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

Our mortgage professionals will help you determine how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. The process leads you through your current financial situation - your debt, income, career, cash available for down payment, among other things. We will ask for a minimum amount of paperwork, with a short, basic process.

Face to Face

It is important to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculator tools on this website. For one thing, you'll need a Pre-Qualification Letter! Next, we can study your mortgage program choices to be sure you have selected the right one. We are waiting to meet with you: contact us at 866-300-1550.

Have questions about pre-qualifying? Call us at 866-300-1550. It's our job to answer pre-qualification questions, so we're happy to help!